Humana Dental Insurance
Humana Dental Insurance
Here at Miles Dental, our patients’ oral and overall health are our top priorities. However, we also understand that many families are concerned about the cost of dental care. That is why we are proud to be in-network with several major dental insurance providers, including Humana. Your policy is an invaluable asset that can help you receive necessary preventive care at little to no out of pocket cost. It is also there as a safety net if you ever need any restorative work for your smile.
Our team are experts with dental insurance, and we’re eager to help you get the greatest value possible out of your Humana plan.
Humana Coverage Availability & Fees
Humana offers a number of different types of plans, including both PPO and DHMO plans. PPO plans are quite flexible and allow you to visit any licensed dentist. However, when you visit an in-network dentist like New Image Dentistry, you can expect lower out of pocket fees. Plus, because we’re familiar with the way Humana works, we can offer personalized tips to help you get the most out of your coverage. For example, PPO plans come with an annual maximum (the most that Humana will pay out for approved services within a calendar year). We may be able to split up certain treatments across calendar years to allow you to leverage two maximums rather than one.
We’ll also help you understand the ins and outs of your policy and how it may apply in any given situation. Here is a basic overview of how Humana PPO plans work:
- Preventive care, such as cleanings and X-rays: 100% covered
- Basic restorative care, such as fillings: 40 – 80% covered
- Major restorative care, such as root canal therapy and crowns: 20 – 50% covered
Keep in mind that not all Humana plans cover all services. For example, the most basic plan may not provide coverage for any major services. One of their plans, Dental Loyalty Plus, has coverage rates that change year after year.
If you’re ever confused about how your Humana plan works, give us a call. We can help you figure out the fine print of your policy so there won’t be any surprises when you use it to receive care in our office.
Dental insurance can be very confusing. We do not want to see you delay getting the care you need because you do not understand how your benefits work. Our insurance coordinator, Clint is here to help you. For four years, he has helped relieve the financial stress for patients by handling all aspects of insurance billing. He works on your behalf to file the necessary claims and paperwork to give you one less thing to worry about.
Clint takes the time to discuss how you can use your coverage to pay for necessary treatments. She will answer your questions to help you make informed decisions for your smile. If there comes a time when your treatment exceeds your policy, Clint explains our various payment options to help keep it affordable. Don’t hesitate to call Clint with any questions about your dental benefits.
Schedule an Appointment Today
You can get the dental care you need while staying within your budget using your insurance. Contact Miles Dental to schedule your first visit. We look forward to meeting you.